Housing Programs and Grant Programs available to Barry County Residents
Federal Programs
USDA Rural Development Loans
0% Down Payment
Must be single family, owner occupied home in an eligible location
Not limited to first-time home buyers
Allows seller contributions toward buyer closing costs and prepaids
Michigan Programs
MSHDA Down Payment Assistance
$10,000 Down Payment Assistance
Buyer must have at least 1% into transaction
$224,500 Sales Price maximum
640 minimum credit score
Manufactured (Double-wide) are acceptable
Barry County Programs
Brownfield redevelopment authority
Apply for Brownfield funds from Barry Community Foundation and can enter into the program with a contingent offer on property. This program explores whether there has been environmental damage to a property from past contamination and helps to fix issues before building.
Blight Elimination Grant #3
This grant money through the County can be used to rehabilitate blighted houses in the area, but cannot be used to tear a house down. The end goal is that the property is brought back to life and becomes available to homebuyers.
To qualify, the property must be deemed blighted by the county or be without electricity for 12 months.
The county has to pay 2x SEV for the property, and then will come in with contractors and take all the necessary steps to bring it all up to code and make it livable.
This grant will cover the costs that will be lost bringing the house back to life before it is sold to a new buyer.
Blight Elimination Grant #4
The property has to be some sort of industrial place, it can be just a single building or can be an industrial park.
The property can be torn down and rebuilt or rehabilitated with the grant money.
If you are interested in any of these programs or any others that may be available to you as a homebuyer in Barry County, contact us and we can get you in touch with our Housing Committee, a licensed Realtor, or a licensed Lender to give you more information.
